Independence Wealth | Voorhees, NJ It’s the question I hear more than any other: How much do I actually need to retire? The honest answer is that it depends. But there’s a framework worth understanding…
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As individuals approach retirement age, understanding and maximizing Social Security benefits become essential components of financial planning. A CERTIFIED FINANCIAL PLANNER™ professional at Independence Wealth in South Jersey specializes in helping clients navigate the complexities…
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Inflation has exceeded historical averages for several months in a row now. The Federal Reserve plans on continuing to increase interest rates throughout 2022. To better understand how and why interest rates increase, let’s examine…
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When the stock market is down, it feels awful. You may be looking at the market down 20% asking yourself, “what do I do now?” If this sounds familiar, you are not alone. Market downturns…
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Financial advisors help people make important decisions about how to reach certain goals and objectives in life. From investing, tax planning, estate planning, handling cash flow, amongst much more advisors become important to many families.…
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When it comes to organizing your retirement, Social Security planning is one of the most important aspects to consider. Understanding how Social Security works and how it can benefit you in retirement is crucial. With…
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As a self-employed person, it’s important to have an exit plan in place in case something happens and you need to leave your business. Whether you want to sell your business or hand it off…
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According to Forbes, over 30% of Americans are self-employed. This situation means they are responsible for their own retirement planning. If you are self-employed, knowing which retirement plan is best for you can be difficult.…
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Many workers strive to work to a specific age, but what is the best time for you? As you get closer to the traditional retirement age range, you may be thinking, is there a “best…
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